FINANCING YOUR CUSTOMERS

JUST GOT EASIER

One Application

Multiple Lenders

More Approvals

grow your business

Grow your business by offering financing to your customers or patients. The data clearly shows consumer financing is a strong growth engine.

15%

Your customers will spend more per transaction on average when you make financing available.

72%

Consumers who used financing say the availability of financing drove their choice of retailer.

20%

Estimated increase in sales expected once SURV Credit is implemented in your business..

WHY SURV CREDIT?

We recognize your customer’s experience plays a major role in the image of your business. We focus on that experience. Our special financing programs give your customers more options that are simple and affordable.

Download Benefits

WHY CHOOSE SURV TO OFFER CONSUMER CREDIT?

Our special financing programs give your customers more options that are simple and affordable.his section

More Approvals

Programs for strong credit to no credit. We’ve integrated multiple lending products into one platform, resulting in more approvals,

Multiple 0% Interest Offers

We give you the ability to extend a variety of 0% interest promotional offers. These offers help drive traffic to your store or website. In many cases, average transaction size is significantly increased.

Low Cost

Our programs are built to help merchants approve more customers while protecting margins with affordable discount rates.


Instant Approvals

Our platform features instant credit decisions and is 100% electronic with no paperwork needed.

Based in the Cloud

Our application process can be completed anytime, anywhere. All you need is the internet.

Easy Setup & Approval

Start offering financing in as little as 48 hours. New businesses and startups ok. No annual volume requirements or quotas.

HOW IT WORKS

SUBMIT ONE APPLICATION

Your customer submits one application, receives an instant credit decision and is presented with the best available loan offers.

E-SIGN DOCUMENTS

Once your customer selects their loan offer our platform automatically generates the loan agreement for them to electronically sign.

GET FUNDED DIRECTLY

Once you deliver your product/service to your customer, funds are sent to your bank account (via ACH) in 24-48 hrs.

WHY USE SURV TO OFFER YOUR CUSTOMERS CONSUMER FINANCING?

We Approve More Customers

You no longer need 2, 3, or even 4 financing programs to satisfy every type of customer that walks into your business. Submit every application into our solution, sit back, and watch your approval rates soar.

Because SURV Financial has multiple lending products integrated into one platform, obtaining financing for customers with great credit to no credit has never been easier.

Easy Underwriting & Approval

Depending on the program, we can have your business up and running in as little as 48-72 hours. We have programs for startups with no annual revenue requirements or time in business requirements.

Seamless Technology & Instant Approvals


  • One fast, easy application for all borrowers
  • Instant approvals
  • 100% paperless
  • Works on any device
  • Customers can apply privately from their phone


Extremely Competitive Discount Rates

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

A Variety Of 0% Interest Promotional Offers

We don’t offer a credit card and we certainly don’t charge 29.99% interest rates to prime customers. Big bank credit cards require 0% interest promotions because of the high interest rates that come with their cards.

SURV Financial charges consumers competitive interest rates, which can help remove the focus around offering 0% promotions (which cost merchants additional money in discount fees).

No More Awkward Decline Conversations

There’s no need to use multiple financing programs to approve each customer. With just one application you’ll be able to obtain financing for your customer. Finally, there will no longer be any awkward declines for you and your customers.

Consumers Can Check Their Rate Before Applying

Your customers can see what their interest rate will be before they complete the application. This results in the increase of your customer’s satisfaction and the number of customers utilizing financing to pay for your services and products.

HOW DOES SURV COMPARE WITH TRADITIONAL BANKS?

SURV FINANCIAL BANKS
Approve Prime ApplicantsYESYES
Approve Near-Prime Applicants For FinancingYESSOME
Approve Sub-Prime Applicants For FinancingYESNO
100% Paperless Loan ProcessingYESNO
Integrated With E-Signature And Online ID VerificationYESNO
Submit and Process Applications From Any DeviceYESNO
Many 0% Interest Promotional Offers are AvailableYESNO
Fixed Interest Rates With Fixed Monthly Payments AvailableYESNO
No Prepayment PenaltiesYESSOME
100% Non-Recourse, Risk Free Finance ProgramYESSOME
Free Marketing Material Provided To Each New ClientYESSOME
Custom Online Application Link Provided To Capture Internet TrafficYESNO
Monthly ReportingYESYES
Friendly Customer Support Staff and Dedicated Account ManagersYESNO
No Awkward DeclinesYESNO
Offer Sub Prime FinancingYESNO
Financing Up to $100,000YESNO
20 Lenders to Choose FromYESNO

APPROVED BUSINESS CATEGORIES

Below is a summary of some of the products and services we support.

Medical Services

  • Stem Cell Therapy
  • Biologic Solutions
  • ED Treatments
  • Cold Fusion Therapy
  • Bariatric Surgery
  • Lasik Eye Surgery
  • Fertility Treatments
  • Spine and Pain

Cosmetic Services

  • Breast Augmentation
  • Hair Restoration
  • Laser Hair Removal
  • Liposuction/Tummy Tuck
  • Skin Treatments
  • Surgical Implants
  • Laser Tattoo Removal
  • Rhinoplasty

Dental Services

  • Preventative Dentistry
  • Orthodontics
  • Dental Implants
  • Ceramic Crowns
  • Root canals
  • Invisalign
  • Lumineers
  • Veneers

Home Services

  • HVAC
  • Water Treatment
  • Water Heaters
  • Windows/Doors
  • Bath/Kitchen
  • Flooring
  • Siding & Roofing
  • Landscaping

Automotive Repair

  • Auto Repair
  • Auto Service
  • Collision Repair
  • Transmission
  • Engines
  • Brakes
  • Maintenance
  • Tune-ups

Medical Devices

  • Power Wheelchairs
  • Powered Scooters
  • Hearing Aids
  • Chair Lifts
  • Cold Laser Equipment
  • Orthotics
  • Bracing Devices
  • Other Medical Devices

Consumer Goods

  • Jewelry
  • Furniture
  • Bedding/Mattress
  • Appliances
  • Electronics
  • Musical Instruments
  • Car Stereos & Alarms
  • Rims & Tires

Other Categories

  • Solar
  • Veterinary
  • Pets
  • Funeral
  • E-Commerce Sales
  • Vocational Schools
  • Business Opportunities
  • Online Courses

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